Statute of Limitation
Legal claims against a driver that causes a crash are generally negligence claims. The statute of limitations for a negligence claim is generally three years. Thus, a victim generally has three years in which to file a lawsuit against an at-fault driver. Further, in those cases where an injured victim makes a claim against their own uninsured/underinsured motorist coverage (UIM) insurer, the statute of limitations is generally six years to file a lawsuit against the insurer. But there are exceptions and variations that may make these statute of limitations much shorter. There are also circumstances where notice must be provided prior to filing a lawsuit. Therefore, it is important to consult with an experienced attorney early in any potential case to ensure that you are aware of the actual statute of limitations and any notice that may be necessary.